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The best ways to carry your travel money

When you’re working through that never ending list of holiday to do’s, you can often overlook the travel money. In this guide we look at some important factors to consider when arranging your travel money, and the other ways in which you can carry it.

Important factors to consider when arranging your travel money

Shop around

You should always plan your travel money in advance and shop around. Find the place with the best rate at a certain point in time, and then over around 6 months (if you have that long) keep an eye on the exchange rates, awaiting that day that it is at its highest.

Don’t leave it until the airport!

Whatever you do, don’t leave the arranging of your travel money until you reach the airport. They will have far lower exchange rates than foreign exchange centres outside of it.

How will you carry your travel money?

Here we’re talking about cash, which should always be kept on your person, or in a locked hotel safe. Whilst these are best practice places, an even better option is to look at the alternative ways that you can have access to cash, whilst not carrying around paper money.

Alternative ways to access cash

Whilst you’ll probably need to carry around a little paper and coin cash for those places that don’t accept other payment methods, you should refrain from carrying around large amounts, and instead use one of the following options:

Credit Cards

Credit cards are a handy addition to your holiday itinerary, however they should only be used for relatively large purchases, as credit card companies do make small charges each and every time you use the card.

Debit and ATM Cards

ATM and debit cards are perfect for a handy way to get cash in the local currency; and you’ll benefit from the banks exchange rate (which can sometimes be preferable to the high street foreign exchange rates; ATM and debit cards can often be the cheapest form of having access to your cash abroad.

Traveller’s cheques

Traveller’s cheques are perfect for those looking for a secure alternative to cash, or those that wish to have a reliable source of money should anything untoward happen. This form of ‘money’ additionally benefits from an insurance that, if lost, they can be replaced within 24 hours.

Going on holiday is always an exciting time, as we look forward to that yearly holiday all year; however we can often get complacent when it comes to arranging suitable travel money, so ensure that you don’t have a holiday nightmare, and follow the advice in this article to ensure you’re getting the best rates, and are staying safe.

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